In the days of Tet, the demand for money transfer has skyrocketed. When you go home, you will transfer money to your family first so that you will not have to take along the cash department, and then you buy and sell goods to increase the transaction to push the goods at the end of the year as well as to find more beautiful and strange items to standardize. Tet, or simply repay the debt, not for the beginning of the year, they demanded : D On this occasion, I listed the ways to transfer Modern money for brothers to consult and use, not only in Tet but also later in normal days. All of these are aimed at convenience, not going out to the same branch.
Transfer money via account number: same bank is fast, different from bank long <br
Transferring money via account numbers is the traditional way we do, but you should only do this when the sender and receiver are at the same bank. If you both use the same bank, only a few tens of seconds after confirming the transfer order is the money that has arrived, very quickly, the fee is also low (even free for the bank).
If other banks and you move after 3pm, the inter-bank processing system will wait until the next day to process, and this system is usually very slow in the last days of this year. Nobody wants their money to be hung up all day. In some cases, the stuck money does not pass through your bank, so you have to wait 3 days to settle it, but it is right on the Tet holiday so the time is even longer and more troublesome.
Transfer money via card number
This is a new form of money transfer, transfer from Card to Card, also called 24/7 transfer or 247. You can find this phrase in the iBanking interface of the bank or on the mobile app. This method takes advantage of Smartlink’s inter-bank system to shoot money from one card to the other, but your card is linked to the account below, so the money goes back to your account. . When transferring card money via card, the time to process a few minutes to about 1-2 hours depending on time.
The transfer of money from card to card is not only applicable for international cards (Visa, Master, JCB …) but also for domestic cards (cards issued by Vietnamese banks and not internationally linked). . All you need is only the CARD NUMBER of the recipient. Note, card number, not account number. No names needed, no branches, nothing more than card numbers.
The fee for the transfer of 247 money is about 5,500 VND to 11,000 VND depending on the bank, not much more expensive than transferring money through the interbank account, which is faster and more convenient than 100 times, ensuring no money is suspended. br />
Note: there are some banks not participating in this 247 network, such as BIDV (update: BIDV already has. Sorry : D ), so you will not be able to transfer card money to these people.
Transfer money by e-wallet
MoMo, Moca, ZaloPay, VinaPay, AirPay … are e-wallet that many people know and use during this time, especially in the last round, they have lucky money to increase transaction volume and expand advertise. If you cannot transfer your card through your card or transfer to your account, you can also use these wallets to send money to others. As long as the other person uses the wallet, you will be able to transfer it, and registering the wallet is as simple as downloading an app to the phone and registering everything on it.